Traveling to Pittsburg PA

Nestled in the heart of the Allegheny Mountains, Pittsburgh, Pennsylvania, is a city that combines industrial grit with modern innovation, creating a vibrant and unique travel destination.

Often referred to as the “Steel City,” Pittsburgh has a rich history rooted in manufacturing and steel production. However, over the past few decades, it has transformed into a hub of education, technology, and culture.

Whether you’re a history buff, a foodie, or an art enthusiast, Pittsburgh has something to offer every type of traveler. In this article, we will take you on a journey through Pittsburgh, exploring its history, culture, culinary scene, and more.

A Glimpse of Pittsburgh’s History

To truly understand Pittsburgh, it’s essential to delve into its history. The city’s roots are deeply intertwined with the steel industry, which played a pivotal role in its growth during the 19th and early 20th centuries. The sight of massive steel mills and factories once defined Pittsburgh’s skyline, earning it the nickname “Steel City.”

While many of these industrial giants have disappeared, remnants of this era can still be found in places like the Carrie Blast Furnaces, now a National Historic Landmark. Visitors can take guided tours to learn about the city’s industrial heritage and the people who built it.

Modern Pittsburgh: A Tech Hub

In recent years, Pittsburgh has undergone a remarkable transformation. It has evolved from a steel-centric city to a technology and education powerhouse. Home to renowned universities like Carnegie Mellon and the University of Pittsburgh, the city has become a hotbed for innovation and research.

Pittsburgh’s burgeoning tech scene has attracted major companies and startups alike, making it a hub for cutting-edge technologies like self-driving cars and artificial intelligence. A visit to the Carnegie Science Center or the Robotics Institute can provide insights into the city’s technological prowess.

Exploring Pittsburgh’s Neighborhoods

Pittsburgh’s diverse neighborhoods each offer a unique atmosphere and cultural experience. Here are some must-visit neighborhoods:

Downtown: The heart of Pittsburgh, downtown is a bustling business district with iconic skyscrapers like the U.S. Steel Tower. Stroll through Market Square for shopping and dining options or catch a game at PNC Park, home to the Pittsburgh Pirates.

Strip District: This vibrant district is a food lover’s paradise, featuring numerous ethnic markets, delis, and restaurants. Don’t miss a visit to Primanti Brothers for their famous sandwiches.

Shadyside: Known for its upscale boutiques, art galleries, and tree-lined streets, Shadyside is the perfect place for a leisurely day of shopping and exploration.

Lawrenceville: A trendy neighborhood that has undergone a renaissance, Lawrenceville boasts hip bars, art studios, and eclectic shops. It’s a great place to experience Pittsburgh’s thriving arts scene.

South Side: If you’re looking for nightlife, head to the South Side, where you’ll find an array of bars, clubs, and live music venues.

The Suburbs: The Pittsburgh suburbs are a great alternative for those residents who want to be close to the city to enjoy all the benefits, but would also like a quieter neighborhood. So make sure to explore the best suburbs in Pittsburg.

carrie blast furnaces

Art and Culture

Pittsburgh is a city that celebrates art and culture in various forms. The Carnegie Museum of Art and the Andy Warhol Museum are must-visit destinations for art enthusiasts. The latter pays homage to the pop art icon and Pittsburgh native, Andy Warhol, housing the largest collection of his works. Additionally, the city hosts numerous cultural festivals throughout the year, including the Three Rivers Arts Festival, which features live music, art exhibitions, and food vendors.

Parks and Outdoor Activities

For those seeking outdoor adventures, Pittsburgh offers plenty of green spaces and recreational opportunities. Point State Park, located at the confluence of the Allegheny, Monongahela, and Ohio Rivers, provides a scenic backdrop for picnics and relaxation. You can also explore the city’s extensive network of trails, such as the Three Rivers Heritage Trail, ideal for biking and walking.

Sports Enthusiasts Rejoice

Pittsburgh is a sports-loving city with passionate fans. If you’re in town during the right season, catch a Pittsburgh Steelers NFL game at Heinz Field or a Pittsburgh Penguins NHL game at PPG Paints Arena. The city’s sports venues are known for their electric atmosphere and provide an unforgettable experience for sports enthusiasts.

Culinary Delights

Pittsburgh’s culinary scene is as diverse as its neighborhoods. The city is famous for its pierogies, a Polish dumpling, and no visit would be complete without trying them at a local restaurant. Moreover, Pittsburgh is known for its sandwiches topped with coleslaw and French fries—a unique culinary tradition you can experience at Primanti Brothers. The city also offers a wide range of dining options, from fine dining to food trucks, showcasing its evolving gastronomic landscape.

Conclusion

While not as unique a place as New Orleans, Pittsburgh, PA, is a city that beautifully blends its industrial past with a vibrant and forward-thinking present. Whether you’re interested in history, technology, art, or simply enjoying good food, Pittsburgh has something to offer every traveler.

With its diverse neighborhoods, cultural attractions, and culinary delights, a visit to the Steel City promises a memorable experience that captures the essence of this remarkable American city. So, pack your bags and prepare to explore the many facets of Pittsburgh’s charm and character.

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How to Buy a Home in a Good School District

When your children start school, it is important to consider buying a home that is located in a great school district. The best schools are often surrounded by the best neighborhoods.

Education is a top priority for most parents. But, a good education can come with a hefty price tag. 

Moving to the right school can be difficult, even if your current neighborhood is great. How do you find the perfect home in the right school district for your child?

This article will show you how to find a home in a great school district and what to do before you make an offer.

Find the right Realtor

Ask any realtor, and they’ll tell you that a local real estate agent is the best way to find a home in a great school district. They will be able to set up a search according to your criteria and notify you as soon as a property is available for sale.

High-quality schools in desirable areas sell quickly so be ready to grab a house as soon as possible if you like the location.

People put up houses for sale in spring and early summer as they don’t want their children to move while in school. This makes the season extremely competitive. If you are determined to find a house in a specific area, don’t be afraid of moving during winter or around holidays if a property becomes available.

real estate agent

Get personal

Some realtors recommend sending letters to those who live in the district if you are truly interested in the school district. Although it might seem a bit ridiculous and trite, you never know when someone might be willing to sell.

If you provide every possible contact method: email, phone, and mailing address, it will make it easier for potential buyers to get in touch with you.

You can also find neighborhood-specific Facebook groups and post that you want to buy a house.

Location, Location, Location

A real estate recently said to me that “the only thing you can change about a house’s location is its location” It should be your central focus when searching for a home in a good school district. Schools are often predetermined so it is important to locate a house within that area if you feel confident that your child will be happy.

You should also take into consideration other factors that can impact your daily life such as your commute time, property taxes, or housing affordability. 

It might not be possible to take your child to soccer practice if the school district is 45 minutes from your office. When deciding on a neighborhood, consider all aspects of homebuying.

Make Compromises

You may have to make concessions if you don’t have the budget to buy a home in the right school district or have the amenities you desire. If you are looking for a home in a good area with affordable prices, it might be worth giving up on a master bedroom with a large closet.

What is most important to you? How will it affect your daily life? Keep looking if you don’t want a large dining room for Thanksgiving or other major holidays. If you are willing to give up your big backyard and finished basement, then go ahead and buy the house.

build home

Build Your Own

My friend and her husband have been looking at houses casually for over a year. They spent a lot of time looking at homes within the schools they were interested in as well as those outside their area. Both realized after a year that they had never found the home they loved.

They were disappointed that all the houses they wanted were too costly or out of their school district. So they bought a lot to build their house. The best part about building their home was that they could control all aspects of it. They wouldn’t have the worry of buying a house they don’t want or remodeling it.

Building a home is cheaper than buying a home. This is especially true if the major appliances are covered by a 10-year warranty. A house can take many months to build so you will need to have somewhere to stay while it is being built. 

A large down payment is required for a construction loan. This usually amounts to 20-25%. After the home has been built, you can convert it into a regular mortgage.

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6 Countries Where Americans Like to Buy Property

Think of anywhere in the world where American homeowners like to buy property, and it comes as little surprise that the answer is almost anywhere. From beachside resorts to ski resorts, lakeside getaways to urban apartments; there doesn’t seem to be much that appeals less to U.S. buyers than remote hilltop farms or desert wasteland communes. 

In fact, there are now so many overseas properties where Americans have chosen to reside that entire agencies have emerged specifically catering to them. Here, we look at 6 countries where Americans like to buy property.

Mexico

Like Florida, Mexico is defined by its tropical climate and its beaches, which makes it a natural fit for American residency seekers. Indeed, the popular resort town of Cabo San Lucas has long been a favorite for U.S. buyers, thanks to its excellent climate and its abundance of spas and golf courses. 

The fortunes of Mexican real estate have waxed and waned over the years but it looks as though it may now be getting back on its feet again, making it a very interesting place to retire in Mexico.

The Bahamas

With its almost cliched tropical dreaminess, it’s no surprise that the Bahamas has been a favorite for American buyers for decades. Indeed, the U.S. Virgin Islands are a part of the Bahamas, and so are the Florida keys, which means that much of what is appealing about the Bahamas is also true of Florida. 

Moreover, the Bahamas has a long-established legal framework that makes it relatively easy to buy property there. What’s more, it’s easy to fly there from the U.S., and it’s also a very affordable place to buy property, given its tropical location.

spain

Spain

Given its status as a world-class tourist destination, it should come as no surprise that Spain is a place where many Americans like to buy property. Indeed, many have long been drawn to the Spanish lifestyle and to the idea of buying property and taking up a “retire in Spain” lifestyle. 

In recent years, Spain has enjoyed a resurgence, thanks in part to the popularity of its cuisine and also due to the fact that it is a relatively cheap place to live. What’s more, it’s easy to buy property in Spain, and the legal framework is well established and relatively straightforward.

Turks and Caicos

Turks and Caicos, a developing country, can have some differences from other countries. It is located North of the Dominican Republic and boasts stunning beaches and breathtaking ocean views.

Its stunning beauty, warm climate, and marine environment are all compelling. The majority of the development has been made on Providenciales. Here you will find most of the infrastructure, utilities, stores, and accommodations. Although the smaller islands are beautiful, they can be a bit limited in terms of amenities and other services.

There are very few properties available, but those that do exist offer breathtaking views – provided you are able to afford the price. Non-residents can get loans from banks in Turks and Caicos. You should be cautious about any mortgage you take out due to the high price of luxury rentals in this area.

Real estate price varies considerably based on the island and location. Beachfront properties command a premium, as is to be expected. You can make unforgettable memories by purchasing a property here.

France

For millennia, France has been a place where many Americans have liked to buy property, thanks to its culture and its cuisine. 

Indeed, many have been drawn by the almost cliched “French life”, which is to say the idea of retiring to a small French village, sipping wine, and eating French bread. What’s more, France has a relatively low cost of living, and much of the lifestyle that has drawn people to France is also available in the more affordable French provinces. 

Moreover, France has a legal framework that makes it relatively easy to buy property there.

Thailand

Thailand

Thailand’s popularity among American property buyers has waxed and waned over the years, thanks to the fact that Thailand is a place that has been particularly affected by the rise and fall of global economies. 

What’s more, Thailand’s tropical climate has long been a draw for people looking to buy property abroad. What’s more, Thailand has long been a very affordable place to buy property; its main cities have even been home to a large ex-pat community of Western retirees. The legal framework in Thailand makes it relatively easy to buy property there.

Conclusion

All in all, there are many places where Americans like to buy property; indeed, there are many places where Americans like to live full stop. What’s more, there are many different types of properties that appeal to Americans, from beachside condos to mountain cabins. 

Indeed, the only thing that unites these places is the fact that they have attracted large numbers of Americans looking to buy a place to call home. People are increasingly looking for a new home, either for work or for retirement, and that often means leaving the country. 

With so many choices, it can be hard to decide where to go. Luckily, there are many factors that can help you decide where to go.

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Everything You Need to Know About Flood Insurance

According to the Federal Emergency Management Agency, floods are the most widespread and costly disaster in the United States. Millions of dollars are lost each year by homeowners in the United States due to flood-related damage.  Flooding can strike anywhere, even if you live inland. Between 1996 and 2019, 99% of the counties in the United States were impacted by flooding.

Flooding can be caused by rain storms or hurricanes. It can also be caused by melting snow, storm drainage system blockages, or failed dams and levees. Flood insurance is not available through homeowners insurance so you will need separate flood insurance for your home and contents.

Who Should Get Flood Insurance?

People often believe that flood insurance is only necessary if they are located in high-risk areas which is one of the many tall tales of real estate and insurance. However, a large percentage of flood claims are made by properties outside high-risk flood areas.

Flood insurance may be required depending on where you live. Federal law requires that flood insurance be purchased by insured or regulated lenders for homes in flood-prone areas.

If you have been eligible for federal disaster assistance, flood insurance may be required if you are located in a high-risk flood area. If you have such circumstances and do not have flood insurance, you may be ineligible to receive future disaster assistance. Your lender may require that you have flood insurance, even if your home is not in a high-risk zone.

Flood Insurance

What is Covered in Flood Insurance?

Your home is protected up to $250,000 when you purchase flood insurance. You can choose from two different forms of coverage: replacement cost basis where you are reimbursed at the current cost for new materials and home construction or actual cash basis where you are reimbursed for material costs minus depreciation. Remember that contents such as furniture or appliances are not covered by insurance unless purchased separately!!

Private insurance may be available if you require additional coverage or if you live in a community that is not part of NFIP. These policies usually do not have a deductible.

Flood Insurance

What Isn’t Covered in Flood Insurance?

Non-essential items are not covered by flood insurance. Carpeting, furniture, and basement contents are not covered. Flood insurance policies also don’t cover living expenses if you have to temporarily move while your home is being repaired or replaced.

Flood Insurance

How Do I Buy Flood Insurance?

Flood insurance is sold mainly through the National Flood Insurance Program. This type of coverage is also sold by around 120 private insurance companies. An insurance agent will be able to help you purchase an NFIP plan as these policies cannot be purchased directly from the government. 

Flood Insurance

How Much Does Flood Insurance Cost?

The average flood insurance cost is $700. However, residential flood insurance premiums can come out to be quite a bit less depending on where your home is. Costs can also be affected by the year your house was built, the number of floors in the home, and the amount of coverage you have.

Flood insurance can also be purchased from private companies in which prices will also vary depending on where you live. A home in a high-risk zone could cost thousands more to insure over a home in a low-risk flood zone. 

FEMA releases maps every so often that show the danger of flooding in American communities and Special Flood Hazard Areas which are the areas at the highest risk of flooding. You will likely pay more for coverage if your home is in one of these areas. 

Flood Insurance

How is Flood Insurance Used?

Flood insurance covers flood-related damage and flooding. In simple terms, a flood refers to excess water on land that is normally dry and covers at least 2 acres or damages 2 properties at the least. Typically, homeowners who buy flood insurance policies must wait around a month for it to take effect before they can be used. This is to stop people waiting until flooding is imminent before buying a policy.

There are exceptions to this rule. For example, if you just bought a house or are becoming a homeowner for the first time, there may be a shorter waiting period. Private flood insurance providers have a shorter waiting time of between 10 and 14 days. You should notify your agent as soon as you can if you have to file a flood insurance claim.

Flood Insurance

Conclusion

Flood insurance is important to have whether you live in a high-risk flood zone or a low-risk flood zone. Make sure you do your research and buy flood insurance for your home as soon as you can. You don’t want to be caught off guard!!

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Top Fears When Becoming a Homeowner For the First Time

It’s not every day that you buy a house and there is nothing like the experience of being able to own a home. The home-buying process for first-time buyers can seem daunting. However, there is nothing to fear. Everyone goes through these feelings when they do this process for the first time but it is important to remember that buying a house is a huge achievement. Here are some of the top fears that most first-time homeowners deal with and some things to remember so those fears can be eliminated.

How Do I Choose the Right Real Estate Agent?

Many first-time homeowners understand that they are going to need help in the home buying process. How do you know that this person has your best interests in mind? You should look for someone who has experience in real estate and a working knowledge of the area where you are looking to buy. It is also important to choose a real estate agent that you feel you can trust. 

Ask for referrals and interview at least three candidates. Do not be afraid to follow up with the ones you are interested in and ask more questions. Make sure that the agent is licensed properly and ask about the commission. You don’t want surprises at the close. A competent real estate agent is well worth their commission and will be able to give you honest and straightforward answers to your questions.

Top Fears For First time homebuyers

What Should I Look For When Hiring a Mortgage Lender?

Having a good relationship with a mortgage lender is one of the most important aspects of the home buying process. Although most agents have a preferred lender in mind, that doesn’t necessarily mean you are obligated to use them. 

A big mistake that a lot of first-time homeowners make is choosing a mortgage lender only based on the interest rates they offer. In order to get a good interest rate, you need to have a good credit rating. Your credit rating is the most important factor in determining interest rates. A good mortgage lender will guide you through all the loan options and approved processes. They will keep you informed about the status of your loan, and answer any questions that you may have.

Top Fears when becoming a homeowners

How Do I Figure Out My Budget?

Mortgage lenders can offer something called a pre-approval. This is a tool that can help you discover the perfect price range for you, so that you can begin your home search with all the knowledge you need. Another amazing benefit of getting a pre-approval is that your offer may get accepted by a seller much faster than a potential buyer who is not already pre-approved. Once you are pre-approved, closing can be done faster since you only need to complete the title search, home appraisal, and final approval. This will appeal to the home seller and may be just the trick to get you started on homeownership.

Top Fears when becoming a first time homeowner

What Do I Do if I Have a Bad Credit Score?

If you want the best interest rates, you must have a high credit score. A good credit score indicates that you do not present a high risk to your mortgage lender because you are reliable on payments and indicates you have the ability to pay. This increases your chances of getting approved for a loan. 

Your mortgage lender will be able to access your credit score with your permission and provide more information. They can also give you tips on improving your credit if it isn’t where it needs to be. You don’t have to be discouraged if you aren’t approved. Don’t be discouraged if you aren’t approved! With some research and advice from your lender, you can find some companies that can help you even with a low credit score. 

Top Fears when becoming a homeowner

What if I Can’t Afford the Down Payment?

There are some programs offered to first-time homeowners by the Federal Housing Administration that have down payment requirements of as low as 3% of the total cost of the home! If you are a veteran, a surviving spouse, or an active member of the military, there are loans available that do not require a down payment. There are even loan programs that allow down payments that are gifted to you. Do not be afraid to ask your lender about grants and other assistance programs for first-time homeowners. That’s what they are there for!!

Top Fears when becoming a homeowner

How Stressful is the Loan Application Process For First-Time Homeowners?

If you hire a good mortgage lender, they will be the ones to lead you through all of the steps of the loan application process, including prequalification, underwriting, and closing. They will give you a list of all the items that they need in terms of documentation. This includes W-2s for the last two years, payment slips from the previous 30 days, and copies of statements for checking, saving, or any other assets.

Be aware that you may be asked to provide updated copies of some documents and this is completely normal. Make sure you keep your lender updated at all times as your final loan approval could change based on your final situation. This is why it is recommended to hire a mortgage lender based on how trustworthy and reliable they are rather than whether or not they have the best rates.

Top Fears when becoming a homeowner

Conclusion

You will not have to go through this process alone. Having the help of realtors and mortgage lenders will make the home buying process so much easier. You have plenty of options and will be able to successfully go through the process like so many other first-time home buyers have done! Call a trusted real estate agent near you today to begin the process of buying your first home.

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Invest in Dallas Real Estate

Dallas Real Estate

Dallas, Texas is a city of opportunity and growth. Dallas has been ranked as one of the best places for business in America and is also home to some of the top employers in the country. Those who are looking into buying a home or investing in a rental property in Dallas will find plenty of options when it comes time to purchase their next property with homes ranging from $50k up to $1 million. 

Whether you want an all brick ranch or a large contemporary mansion, there are plenty of choices available for you! Investing in Dallas real estate can help provide your family with financial security while giving them an investment that can be passed down for generations.

Dallas Real Estate Market Growth Predictions

Sales trends indicate that prices in the will continue rising. This won’t mean that prices will remain the same as last year. However, land value is constantly increasing making real estate an excellent investment choice in the Dallas housing market. The Dallas-Fort Worth/Arlington Metro home value has increased 7.5% in the past year, and Zillow predicts that they will increase 6.6% over the next year.

Dallas Real Estate

The Economy is Booming Thanks to Dallas Real Estate

With the influx of new investors, the city has seen a much more diversified economic reach, making it the number one reason to invest in the Dallas Real Estate Market. Now renters have access to many properties from affordable apartments to luxury condos. 

With over 500,000 new jobs in recent years, Dallas is ranked 2nd in terms of job growth. More jobs mean more investment choices. Dallas is now a more populated metropolis than New York or Washington, which means that there are more opportunities for job growth. This is a strong indicator that Dallas real estate should be considered as a good investment opportunity.

The Growth of Dallas

Population growth often goes hand in hand to job growth. This increases buyer demand and leads to higher property values in desirable areas. Dallas has seen a substantial increase in its population. The city is expected to increase its population by 1,393,623. This would be the largest number of new residents in any metro area for the second decade. Dallas, which had its roots in small-scale agriculture, was transformed by the oil business to become an urban cultural hub and business hub.

A recent census revealed that Dallas’ population consists primarily of immigrants and Latinos. The population is dominated by college graduates who are looking to make a name for themselves in the global marketplace. A low retirement rate means that small families can grow with time. This in turn is a good sign for the growth of single-family rental homes in the Dallas housing market.

New homes and apartments have been built in response to the rapid growth of the metro area. The rent growth will slow to about 4 percent in the next three years. However, ongoing increases are likely to force renters to consider other options.

Dallas Real Estate

Cost of Living is Low in Dallas

High salaries and a low cost of living are two signs that a strong economy is healthy. People move to cities that offer better economic opportunities because of the diverse economy and low costs of living. It is possible to save money and purchase a property with cash due to the low cost of living in Dallas. The area’s low cost of living including taxes and the many job opportunities is what draws families look into home ownership in Dallas.

Dallas Neighborhoods Have Low Cases of Crime

There are minor cases in Dallas of petty theft and aggravated assaults. An investment that is worthwhile should not be risky. A safer neighborhood can attract more single-family residents, which can be a good thing for the real estate market. 

Dallas Real Estate

How You Should Invest in Dallas Real Estate

Investing in Dallas real estate is always considered a good decision by seasoned rental property investors. Cities like Dallas have seen residential exodus characteristics with both domestic and international immigration. The Big D’s home prices have been skyrocketing with homeowners and renters improving their desirability to Dallas’ urban neighborhoods full of Millennials. You should invest in Dallas investment properties because of its favorable business climate and Texas’ low taxes are pulling in innovative companies that strengthen the city’s economic diversity.

Time is Money: When You Should Invest in Dallas Real Estate

Financial experts agree that time value of money helps provide an estimate as to when you should invest in Dallas real estate. For example, $1 today is worth more than the same amount tomorrow. Compounding is a process that comes into play with time and investment returns. This can be illustrated by doubling your money every ten years if done correctly. The time value of money also calculates for inflation and factors out taxes from both the purchase price and the estimated future rental income net.

Dallas Real Estate

Conclusion

For most investors, buying or selling real property is one of their most important decisions. Choosing a real estate professional/counselor continues to be a vital part of this process. They are knowledgeable about the key factors that impact your market area, including changes in market conditions and forecasts, consumer attitudes as well as best locations and timing.

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Home ownership in the United States has climbed to a 6-Year High

Home ownership in the United States at a 6-Year High

According to the United States Census Bureau the United States home ownership rate has climbed to a 6-year high. The home ownership rate started taking a dive after 2004 and continued in a downward spiral after the last recession hit in 2006. The real estate market has been getting stronger, even with the pandemic, the 2020 real estate market has been very strong and 2021 is expected to be even stronger. 

The Economy is Strong

There was a lot of talk at the beginning of last year about another recession. That didn’t happen. In fact, the economy was very strong last year and afforded many people the opportunity to buy a home. The real estate market in 2020 is off to a great start, as well. It’s not only a good time for first-time homebuyers to purchase a home but it’s the perfect time for current homeowners to sell a home and buy a larger one.

Mortgage Interest Rates Are Low

Mortgage interest rates are at a historically all-time low currently. This makes home ownership very desirable and affordable for many people. More first-time home buyers are finally able to be approved to buy a home. During the last recession, many people lost their homes due to foreclosure or bankruptcy. Some people had to sell their homes using the short-sale process. This put home ownership on hold for these people for a few years. Finally, these unfortunate circumstances are turning around for people and they are able to purchase homes again.

home ownership

Younger Generations are Buying Homes

The younger generations, the Millennials and Gen Z, are finally buying more homes. In 2020 the largest group of millennials is turning 30 years old. They are entering the housing market in full force right now. Realtor.com reports that in the fourth quarter of 2019 millennials held 48 percent of home purchase mortgages making them the largest generational group of homebuyers. 

They took their time in their twenties living with their parents, paying off student loans and getting out of debt. Now they are saving their money to become homeowners. In fact, the Millennial Report states that 41 percent of Gen Z and 40 percent of the younger group of millennial’s now have a goal to purchase a home in the next few years and are saving their money to be able to do so.

New Construction is Growing Again

There has been more new construction started the past couple of years which is continuing in 2020. New construction was almost at a halt during the last recession and has been on a slow climb ever since. With more people being able to buy brand new homes as opposed to renting, the housing market has grown even stronger. This has definitely helped home ownership rates increase.

With the positive outlook on home ownership and low interest rates, it’s a great time to reach out to your local Realtor and mortgage professional to put a plan into action for buying a home. We strive to provide you with exceptional, honest and professional service with your goals in mind.

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Things to do in New Orleans – Other than Bourbon Street!

New Orleans is an international tourist city. As the second most flown into city in the US (only behind Las Vegas) there are many people who come to the Big Easy for a weekend or short vacation. Although most people come to the Crescent City to party, there are many reasons to visit.

Although the famous French Quarter is still the epicenter of New Orleans tourism, there are many unique activities and locations that only the Crescent City can offer.

new orleans french quarter

Cool Activities in Downtown New Orleans

Most people traveling to New Orleans will be staying in a hotel (or more recently a AirBnB) in the Downtown area. Downtown contains the word famous French Quarter but also has the lions share of the luxury hotels and the most popular restaurants.

With all of that being said, most tourists find that after a hard fought night on Bourbon, they wake up Downtown looking for something a little lighter.

Take a Ferry or Steamboat Ride

Most people are not aware, but NOLA has a set of Ferries that travel across the mighty Mississippi on the hour. The ferry brings cars, bikes and people alike from the Downtown area of New Orleans to the Westbank of New Orleans. It’s a great little ride and lets you experience some of the local flavor such as Algiers Point.

Experience some jazz and great food while cruising down the mighty Mississippi River

The Big Easy also has the famous Steamboat Natchez parked right there on the Mississippi River. The steamboat is more of a tourist attraction than the ferry, but offers photos, a gift shop, food and music.

Take a Bike Tour

Since much of NOLA tourism is focused on Downtown, you can take a bike tour to see all of the sites. There are multiple types of New Orleans bike tours available, including guided bike tours, self-guided tours and even private bike tours.

Tourists enjoying a bike tour of New Orleans

These will let you experience some of the lesser traveled areas of New Orleans that truly encompases the history and culture of the city.

Take a Haunted Tour

New Orleans has a deep history of Voodoo and with the city being over 300 years old, has a ton of supernatural stories. There are many haunted tours of the city, most include visiting the above-ground cemeteries as well as some of the places Anne Rice has written about.

Peripheral Tourist Attractions

In addition to Downtown New Orleans, there many other areas of the city with the same charm. You can visit Uptown New Orleans to tour the Garden District, which has tons of 19th century mansions which by-the-way is where many celebrities choose to own a home in New Orleans.

Snowballs

Get a snowball at Williams Plum Street Snowballs. If you think that the “snow cone” you have gotten at a fair is the same thing, you are dead wrong. For 100 years, since an invention by Snow Wizard, New Orleans has created a unique and delicious version that you cannot get anywere else. Although there are hundreds (maybe even thousands) of snowball stands sprinkled around the city, Uptown has more than their share of some of the top stands in the city.

Head to the Northshore

The Northshore of New Orleans is right across the famous Causeway bridge and is where many New Orleanians choose to move, while being close to the city. There are tons of things to and places to visit on the Northshore – and it shows the polar opposite of Bourbon Street.

Head To Venice for Some Fishing

Louisiana is known as a fisherman’s paradise. Literally some of the best fishing in the world is in Venice LA. If you are interested in a guided fishing charter to catch some huge yellowfin tuna or do some spearfishing it is worth the short trip from New Orleans to the Southernmost tip of Louisiana.

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The Help Of Realtors And The Housing Market

The Housing Market And The Help Of Realtors



Home ownership was up 64.4% in the third quarter as most Americans brought homes in the summer months recently. According to the Census Bureau, the real estate market increased half a percent as compared to last year.

This is showing a positive increase, as the last few years have been bumpy. Numbers hit an all-time high at 69.1% in 2004 and in 2016 they bottomed at 62.9% as most Americans lost their homes during this time, so it’s good to see that they are finally on the rise again.

Since October the listings jumped to 25,000 listings. It was a tough thing for people to find homes in their price range, but since the prices are coming down people are buying more as the economy continues to grow. In some metropolitan areas, the real estate market shot up over 32%.

Though it is only a small amount of price difference of 2%, the average house sells for $295,000. The fastest selling homes on the market are condominiums and townhomes selling at a 7% higher rate.

Getting Ready to Buy


These are a few things to know before you buy a home as good advice. It is always best to get with a Realtor before buying to see what is out there. As a first time home buyer one should always look at the lenders in the pre-approval process.

There are many things in the underwriting process that can break a deal and hurt the consumer. Most of the time it is just a delay. This is the most asked question when the buyer is speaking with the lender, “How much is the interest?” The interest rate goes by the housing market and can fluctuate.

Some people think it’s best when buying at low-interest rates, which it is, but in most cases it’s best to go with a fixed rate and try to avoid balloon payments and other hidden costs. Balloon payments can really slap you in the face once receiving the final bill. Most people have to go out and take another loan just to pay it.


Getting Ready to Sell


Just like when you’re ready to purchase a home, one should get with a Realtor to sell a home as well. It’s always best to seek the professionals help so that you remain in the realm of legality. There are a lot of legal matters that you can save yourself a headache by hiring a local Realtor.

Let’s face it, these are awesome people that simply know what they’re doing. It is what they were trained for and specialize in. A Realtor will go through the process of setting up their clients who are interested in purchasing a home and advertising it to them right away.


Closing Escrow

Before, during, and after the closing, you should always keep in close contact with your Realtor. This will always ensure that you have taken the right steps both legally and personally. It will give you peace of mind knowing that, whether you are buying or selling a home, that all you have to do is follow the guidance of your Realtor & closing agent.

 The best part about selling or buying is that when you close a deal with the help of an experienced Realtor, you can rest easy knowing your transaction was handled properly and professionally.

Tall Tales In Real Estate

Marketing Tall Tales In Real Estate

 

So you gotta move. Maybe your bundle of joy wound up being three bundles of joy or your boss says it’s time to head to another locale, but the point is you gotta sell your house pronto. Now is the time to list your home and Susie the real estate agent has given you their listing presentation on all of these amazing things that they can do to sell your home that every other Realtor can’t. Everything sounds all well and good but you decide to interview John the real estate agent just to be sure, and lo and behold he has magical real estate powers too! At some point you are likely going to ask yourself what’s real and what’s fake in all of these marketing promises being made to you. If that’s you, then you’ve come to the right place!

 

A common fiction among real estate agent’s is to overly promise how fast they can sell your home and for how much. If a Realtor promises you they can sell your house for “X” days for over “X” dollars call their bluff. If they guarantee and 1 month sale then give them a 1 month listing agreement. If they guarantee a certain sales price then do a dollar for dollar commission reduction if they do not hit that number. In almost all instances agent’s have an educated guess as to how long a house could remain on the market and how much it should sell for but if they are “promising” something then hold them to that promise.

 

Another common tall tale is that one real estate broker has so much more marketing muscle than others online. First, one for sale sign in the yard is just as good as another. Also, fact is that once a home hits the MLS, aka the multiple listing service, it gets syndicated out to all other real estate websites, real estate brokerage websites, and all Realtor’s personal websites. Basically your home gets syndicated EVERYWHERE on the web and this makes up the overwhelming majority of opportunities for your home to sell.  So it doesn’t matter if you listed your home with Susie or John because your home will go on both their websites and their broker websites as well. Realistically it doesn’t matter who you list it with as long as professional photos are done with a good text description. The biggest Realtor in town has about as much control over Zillow as they do the weather.

 

Our final fictions involve two of the most timeless marketing strategies for real estate agents those being open houses and print marketing. If you own a smartphone or if you are reading this on a tablet, you know things have changed. Ask yourself when was the last time you were thinking about making a purchase and said “let me go pick up a newspaper or magazine” to figure out what to buy. The only time we shop for things in magazines is when we are looking at the Sky Mall magazine in an airplane at 30,000 feet because cell phones don’t work up there. Open houses have just about the same amount of effectiveness when it comes to moving property. The simple fact is people want to shop online and see it all immediately on their smart object of choice. Realtors love to do open houses to meet the neighbors and pick up a first time homebuyer but they aren’t there to sell your home.

 

So what agent do you hire? Considering the internet and technology play a role in over 90% of all home sales I would look for a local real estate agent that gives me a listing presentation focused on technology SPECIFICALLY social media marketing. Social media marketing is the fastest growing segment for home sales and the one place where a great agent can really shine over a poor one.